[Editorial] How big should an emergency fund be before investing?

Question

Editorial discussion starter. The common rule is three to six months of essential expenses. When does it make sense to hold more, or start investing before the fund is complete?

Capital Lens Editorial · Accepted Answer

Editorial answer: hold closer to six months or more if income is irregular, you are the sole earner, or you work in a cyclical industry. If an employer offers a retirement match, many people capture the match while building the fund in parallel.

[Editorial] How big should an emergency fund be before investing?

1 answer